Wednesday, October 9, 2019

Computerized Student Billing System

| HOW TO PAY SCHOOL FEES THROUGH BILLING| 1. 1 . If your sending agency (e. g. Bank of Tokyo, Sumitomo Corporation, GSIS, etc. ) is to be billed through the Office of Scholarships and Student Services (OSSS), go to Room 302, Vinzon's Hall : 1. a. Have your Form 5 approved by OSSS. Please check the name of the Scholarship and the privilege (e. g. Tution Only, All School fees) if it is indicated on the form. 2. b. Submit your Form5 to ARS-Billing. If your Scholarship privilege covers all school fees, your Form 5 will be stamped REGISTERED. If you are paying part of the assesed fee (e. g. student fund, fine), follow item 3 below 2. 2 . If your sending agency is to be billed through the OUR 3. a. Submit the certificate of Authority to Bill from your sending agency everytime you enroll 4. b. Submit your Form 5 to ARS-Billing for stamping of REGISTERED 3. 3 . If you are paying part of the assessed fee (e. g. student fund, fine), proceed to the payment area and pay the necessary fees| International Student Billing System The student receivables system brings University charges and credits into one account. The Billing and Receivables Office will compile the latest information from University offices (i. e. Financial Aid, Registrar's and University Housing and Dining) and prepare the monthly billing statement. A finance charge of 1% per month on the unpaid balance from prior month's billing will be assessed. A student with a past due (encumbered) account balance will be denied registration. The University bills by semester, not by academic year. Actively enrolled students will receive their billing statement via STARS. Notification will be sent to the student at their WIU e-mail address when each bill is ready to view on STARS. Students may establish one additional e-mail address to which the notification may also be sent by notifying us at  [email  protected] edu. The e-mail will include the account balance and the due date. Students who need more than one additional billing email can contact the Student Assistance and Parent Service Center. Account detail may be viewed on STARS by selecting B/R Account Detail. Failure to  view a bill will not excuse finance charge assessment or payment of the account. It is the student's responsibility to notify the appropriate office of address or e-mail corrections. Payments Billing System The Billing and Receivables Office compiles the latest information from University offices (i. e. Financial Aid, Registrar’s, and University Housing and Dining) and prepares the monthly billing statement. Billing statements are sent electronically to the student’s wiu. edu e-mail address as well as any parent/guest e-mail on file when the bill is ready to view on STARS. The e-mail will include the account balance and the due date. Payment Due Dates Payment is due on the 28th  of each month. Tuition and fees  for the fall term are billed in August, charges for the spring term are billed in January, and charges for the summer term  are billed in June. Open Payment Policy: Students are responsible for paying their account balances within the semester incurred. These charges, in accordance with Western Illinois University Policy, apply to all students billed through the Billing and Receivables office, and are subject to a finance charge of 1% on the unpaid account balance after the 28th of each month. Failure to view a bill will not excuse finance charge assessment or payment of the account. It is the student’s responsibility to update their STARS account of address or e-mail corrections. A financial hold will be place on any delinquent student account that will prevent registration, release of transcripts, and release of diploma. Payment Methods ACH: Make payments directly from your bank account via  STARS  Payment Online. Automated Payment Plan: An automated payment plan is available to divide your cost of attendance into several monthly payments. Payments are deducted monthly on the 5th of the month from the designated bank account. There is not a finance charge assessed on the contracted amount; however, there is a $2. 00 per month transaction fee to cover processing. Additional charges incurred above the contracted amount will be billed and subject to a 1% finance charge if not paid by the 28th  of each month. A contract must be completed on STARS by a student or individuals with parent and guest access. Any changes to a completed agreement must be done by the student or guest that originated the contract. Only one contract per semester may be completed for each student. By Mail: Mail your payment (personal check, cashiers check or money order) to the Billing and Receivables Office, 1 University Circle, Macomb IL 61455-1390. Include your student ID number on all payments. Credit Card: Credit card payments may only be processed through the Illinois Treasurer's Electronic Payment website,  www. illinoisepay. com  or by calling 1-877-455-3729. They accept MasterCard, American Express, and Discover. There is a convenience fee associated with this service. In Person: Take your payment (cash, personal check, cashiers check or money order) to the University Union Service Center outside of the WIU Bookstore. Return Payments Personal checks and ACH payments that are accepted by any unit of the University and are returned by the student’s bank unpaid are subject to a penalty of $25. 00 per each returned payment. The University suspends the check cashing privilege for a minimum of one full year if an individual has more than two payments returned by the bank for any reason. Sanctions Against Delinquent Accounts * Transcript and Diploma Hold: If an account becomes past due, transcripts of the student’s records will not be released and graduating students who are past due will also have a hold placed upon their diplomas until their account is brought to current status. * Finance Charge Assessment: Delinquent accounts are subject to a monthly 1% finance charge assessment. This amount is calculated as a part of the monthly billing process on any unpaid amount due. Internal Collections: Following the end of each semester, students not registered for the following semester should contact the Billing and Receivables Office to make payment arrangements. If your balance is not paid in full or a payment agreement is not made within 90 days of the end of the semester, a claim will be submitted to the State Comptroller’s Office in accordance with the Illinois Collection Act which authorizes the deduction of the amount you owe WIU from an amount normal ly due to you (i. e. payroll, tax refunds, etc. ). Attorney/Collection Agency Placement: If payment arrangements are not made on a timely basis, the account may be referred to an attorney and/or collection agency. The account may also be reported to TransUnion credit bureau. * Registration: Students will not be allowed to register for the current or future term if they have a past-due balance and may be required to prepay for the upcoming term. A student will remain a prepay student for a minimum period of two years. If you have questions regarding certain items on your bill, please contact the following departments: Finance Charge/Billing Address  | Billing and Receivables| 309. 98. 1831| Financial Aid| Financial Aid Office| 309. 298. 2446| Library Fines| Library| 309. 298. 2705  | Tuition/Fees| Billing  and Receivables  | 309. 298. 1831| Telephone Charges| Telecommunications| 309. 298. 2713| Health Center Charges| Beu Health Center| 309. 298. 1888| Insurance Fee| Student H ealth Insurance  | 309. 298. 1882| Parking Fines| Parking Services| 309. 298. 1921| Housing Charges| UHDS| 309. 298. 2461| Student ID Card Charges| UHDS| 309. 298. 2461| Orientation Fee| Registrar| 309. 298. 1891| Athletic Waivers| Athletics| 309. 298. 1964|

Lomi Essay Example | Topics and Well Written Essays - 500 words

Lomi - Essay Example Managers are therefore, challenged to act as advocates for their organization and products to enable them achieve their desired market share. Possession of the knowledge and skills of successful negation in such business environment is vey paramount. Steps towards a successful negotiation involve evaluating whether the situation at hand really requires negotiation. Then coming up with a plan on how to execute the negotiation progress, consequently, approaching the opposite party and creating a rapport is highly advisable. This rapport helps in creating a cooperative environment for the negotiation and preparing a critical thinking in this regard. Effective negotiation strategy is one that is systematic and involves deliberate thought. In that case, their strategies will be proactive and will be anticipative of the opponent reaction. Negotiation skills are better acquired through learning and practice. These persons will know how to present their case tactfully in a manner that is likely to be peaceful and result oriented. Concepts in the article that have similarities include the art of preparation before negotiation. Both the article and study material detail on the importance of diagnosing the essential aspects in the situation; such may include the context and history of the negotiations. Familiarity with the problem background and the reputation of the other opposing party is highly recommended. The second concept regards ethical approach used in negotiations. Here, both the article and the study material emphasize on negotiators to embrace ethical behavior. Such is the case that good negotiation will require concerned parties to avoid any aggressive approach to issues. On the contrary, such persons should put every effort to convey an attitude that encourages cooperation. This will in turn create an atmosphere where friendliness, openness, and thinking reasonably thrive. Lastly, both the article and the study materials cite

Monday, October 7, 2019

Eukaryotic and Prokaryotic cells Essay Example | Topics and Well Written Essays - 500 words

Eukaryotic and Prokaryotic cells - Essay Example DNA as we know tells us about our family structure and passes on from one generation to another. The large number of cells and their network helps in differentiating the DNA structure. The DNA keeps of replicating with the help of template polymerization. The Eukaryotic and Prokaryotic cells are made up of similar basic chemicals like carbohydrates, proteins, nucleic acid, minerals, fats and vitamins, while making use of proteins as catalysts. The hereditary information is transformed into RNA, which in turn is translated into proteins. Therefore these two cells are similar in nature in many respects. But, there are a number of features which differentiate these two types cells from each other. One of the major distinctive feature is that the Prokaryote is without a nucleus, therefore the DNA keeps floating around in an unorganized manner in the cells. But on the other hand, the Eukaryote cells have a large centrally located nucleus, surrounded by double layer of membrane known as nuclear envelope. This envelope contains nucleoplasm. The DNA is held within this nucleus only. The nucleus being the centre of activities is also termed as brain of the cell. Prokaryotic cells do not have the organelles, but Eukaryotic cells have organelles which allow them to perform more complex functions. Both these cells differ in respect of their size as well.

Sunday, October 6, 2019

The Idea of Reason and Democracy Essay Example | Topics and Well Written Essays - 1250 words

The Idea of Reason and Democracy - Essay Example Here, people are free to choose their leaders that they deem to be able to bring their country to a better place (Democracy - Definition and More from the Free Merriam-Webster Dictionary. Dictionary and Thesaurus - Merriam-Webster Online. N.p., n.d.). Reason, on the other hand, is an idea that is always associated with the effective implementation of democracy. It holds that every free act should be guided by moral laws where one’s freedom stops where another’s freedom begins. Reason also supports that every act should be for the greater good and not only satisfy individual benefits and interests. My own take to the principle of having Democracy influenced by the principle of reason at all times to be appropriate and the only key to possibly enjoy the fruits of democracy. This is because of the fact that though people are innately good, we are also battling the tendency to be selfish and to put our own interest first over the general good. Thus, if democracy were to fun ction on its own, the presence of different interests of people which will lead to a wide array of actions that will fulfill their own purposes would cause unavoidable clash of interests that will step on other people’s freedom to act on their desires. This will be the cause of chaos in society that would defeat the purpose of democracy. As John Milton has given as an example to the tendency of evil when freedom is given without considering moral laws would be Adam and Eve. We all know that both of them have intellect and freewill and were given freedom to enjoy whatever was there in the Garden of Eden. However, even when they were given specific instructions by God to eat of the fruits of all tress except for the Tree of Good and Evil, they still struggled with obedience and ate the apple the snake lured them into (Milton's Areopagitica. St. Lawrence Institute. N.p., n.d.). Indeed, no matter how we are meant to be instruments of good by being blessed with a freedom that natu rally directs us to do good, we will constantly fall into temptation and sin which is why there is a need for managing of our wisdom and freewill which in our case would be the government that would balance democracy or freedom with reason or moral law. Another point Milton makes is that with freedom comes the desire to learn and have more. With this, there will be arguing of many opinions waiting to be heard. Though the end is good, the means are threatened to take the darker path which brings us to the principle that â€Å"the means does not justify the end† (Milton's Areopagitica. St. Lawrence Institute. N.p., n.d.). The worse fear of democracy without moral law is when men start to take the law into their own hands and rationalize everything to fit into their plan even when it means succumbing to evil. Another strong point made regarding this thesis would be that of Cicero’s excerpts. On the influence of law in the practice of democracy, he said: â€Å"True law is right reason in agreement with nature; it is of universal application†¦ The welfare of the people is the ultimate law. The precepts of the law are these: to live honestly, to injure no one, and to give everyone else his due. According to the law of nature it is only fair that no one should become richer through damages and injuries suffered by another. The strictest law often causes the most serious wrong. The more laws, the less justice. †¦

Saturday, October 5, 2019

Women's and global leadership at bestfoods Case Study

Women's and global leadership at bestfoods - Case Study Example Ensuring that for each leadership position, a woman candidate must be present (Osland & Adler, 2007). Another method for promoting diversity include sending more women both of America and of non-American decent to senior management and development programs to shed a light on them on the possible leadership training offered to individuals. Understanding women and the barriers they face while at formal employment and support them. This is to be done by appreciating the effort that women contribute at work as well as the household needs they reach up to. At the same time, it is the look at work output in terms of delivery rather than time spent at work. Adding to that, many women at high levels to be selected for senior managerial positions at the company.Senior level management training offered to senior position holders promoted by companies could be beneficial to women if they had such positions(Osland & Adler, 2007). Brody is justified to hold the forum. This is because forums are an audience for all to be heard and the forum was to encompass women who are the sole victims in diversity at Bestfoods. The forum was to have 50% of women from outside the US, an enough indication of diversity. Possible alternatives that would generate the same agenda include holding seminars on gender diversity at work, pushing for bills that involve a certain limit in employment of women in each sector as well including women in the human resource departments of many companies (Osland & Adler, 2007). While pushing for the forum organization, Brody and Shoemate faced several challenges and programs. Brody and Shoemate’s ideas were not all met with a warm reception. Skeptical comments arose from some men and women who believed that the forum was not going to bear any results whatsoever. There was also the feeling of inferiority complex among some of the women selected to attend the forum. They felt that if in any case

Friday, October 4, 2019

Corporate Income Taxes - Client Letter Research Paper

Corporate Income Taxes - Client Letter - Research Paper Example Equity financing on the other is when a company issues shares of the company’s stock and receives money in return. Depending on the capital raised through equity, the company may relinquish about 25% to 75% of the business. The advantage of using debt to finance capital expenditure is that you will not give up control of your business. The lender who is usually a bank or lending institutions does not have any right to manage or oversee how things are run in the business. By simple means, your only obligation will be to repay the loan in regard to the agreed terms. Additionally, interest paid on the loan is tax deductible thus it could be savings in term of tax when the business is still small (Hovakimian, Opler, & Titman, 2001). There is some predictability with debt as the corporation knows exactly how much it owes. The disadvantage for this form of capital formation is that the money has to be paid within a fixed period regardless of the business success. Relying too much on debt may prove to be strenuous if the business cash flows do not balance. Potential investors may also run away as a huge debt is termed as a high risk. Loans are not just expensive, the lender might also ask for collateral which includes the business assets or personal guarantee which will put you on the hook in case the payment defaults. Equity financing on the other hand does not have to be repaid. The risks and liabilities of the company are shared between the ownership and the investors that come on board. Since no debt is being repaid, cash flows generated can be used to reinvest back into the company and promote further growth or may be to diversify to other areas of interest. Having a low debt equity ration is advantageous as it puts the company on a better position to acquire loans in future (Klein, O’Brien, & Peters, 2002). Equity investment may sound good but it also means that the corporation has to give up

Thursday, October 3, 2019

Remembering the Alamo Essay Example for Free

Remembering the Alamo Essay This article is of course about the Alamo. It gives a very brief history of the battle at the Alamo and the characters that participated there. It momentarily mentions that there are now facts and history of the Alamo being disputed among many historians today. This article also makes comments concerning the great influence The Alamo has had in today’s culture, referring to the many productions based off this historic happening. Each time I remember the Alamo inspiration fills my chest. I love to remember the great heroes that fought so brave and valiantly in the face of the opposition; a cruel dictator (Santa Anna) and the oppression he could inflict. Many of the people that inhabited 2nd Chance Texas migrated there for primarily one reason and one reason only†¦ a second chance. Most of them, having endured hard lives and relocating to a new country, terrain and lifestyle were not about to give up their God-given rights to a Mexican dictator. While many had the chance and opportunity to get the heck out of Dodge, they chose to stay and defend what was rightfully theirs and so they did. These brave men, led by Travis, Bowie and Crockett, took a stand at the Alamo that will be remembered forever. They gave their lives not for greatness, though they earned that and more in the end, they gave their lives for what they lived for and that was to be free. We shouldn’t argue or dispute over the noble and honorable history of these great men, doing so we taint there story with our ignorance. Not all of these men may have lived great, but all of them died great in the sight of ALL AMERICANS. REMEMBER THE ALAMO.